Work + Money

Have you ever been sent a text message with a link? Be careful! Identity Theft Expert and Consultant Robert Siciliano says it could be an ID theft scam known as "smishing."

The term "smishing" refers to winning a fake prize. A link often appears in the body of an email or phone text telling you to "click here" for your prize. If you click on the infected link, it downloads malware, which compromises your device.

If you click on the infected link, the downloaded software allows a "bad guy" to remotely control your phone -- from anywhere in the world. That scammer can even use your phone to access your banking information and even monitor ambient sounds around you.



How do you avoid "smishing"? Robert says:

1) Protect your cell phone and computer with anti-malware products, such as McAfee

2) Avoid clicking on links you are not familiar with.

On "Anderson," Robert shares the top 10 identity theft scams to watch out for. Along with "smishing" another top scam is disguised pho

By Nellie Akalp for GalTime.com

Network for success!

If you're new to the networking scene, or even if you're a seasoned pro, here are six ways to make the most out of each networking opportunity:

6 Tips for Networking Success

1. Be on the lookout for opportunities, everywhere: Savvy entrepreneurs are always on the lookout for their next networking opportunity, whether it's at a friend's dinner party or in the pediatrician's waiting room.

When you're at a formal networking event, connect with everyone and never look over anyone's shoulder. I can't tell you how many people have found a new client or job by chatting with someone who knows someone. The lesson here is to appreciate each person you meet and

1) Bottled water - Save $1,300 a year

If you buy a $1 bottle of water every day, that's $365 a year for one family member. Even if you buy in bulk, you might be spending upwards of $100 annually per person-and a bottle is only one quarter of what you should drink daily.

INSTEAD: Add a filter (about $30) to your tap and you can enjoy clean water in your glass and your kitchen. For fresh water on the go, pick up a self-filtering water bottle (for as little as $10).

2) Home phone line - Save $516 a year

It's time to ask the basic question: Do you really need your home phone? These days, cell-phone providers offer mobile-to-mobile plans (as well as free nights and weekends), and wireless Internet is more affordable than ever. Why should you keep paying extra for a secondary line you rarely use?

INSTEAD: Consider putting the estimated $43 a month in savings toward your family's mobile bill. Not ready to make the switch? Here are 10 ways to lower your phone bill.

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Being as personal trainer teaching people about nutrition and weight management through my training sessions and Wanted to share some basic weight loss tip with those who are struggling or finding their diet boring.
1. Break fast is Must. The most important meal of a day. Fast is broken that your body has been on for the last 6-9 hours during sleeping. Those who takes break fast have better weight management ability.