Work + Money

There are plenty of ways to save money on the cost of travel when going on holiday. Below are a few top tips to help you:

Book early - Trains, planes and coaches have a quota of tickets that they will sell at a low price. Once these have gone, the next quota will be a higher price and so on. Book at the earliest time possible for the best prices.

Read Also - Top Money Saving Mistakes and How To Avoid Them

Alternatively, book at the last minute. This is ideal for people who don't mind where they go on holiday or are open to suggestions.

Don't forget to book airport car parking or car hire early too!

Plan ahead - Don't pay for your baggage when you get to the airport. Plan ahead and pay for it online in advance.If you are taking a lot of baggage compare the cost between airlines to see if it makes a difference to your overall travel costs.

Read Also - When You Should Say No to a Bonus

Travel out of season - If you're willing to go on holiday at of

...Read More »

By Kate Ashford

It's hard to ignore the massive advertising and media frenzy urging you to "Save Big Money!" on the Friday after Thanksgiving. And with practically everything on sale, how do you know what's actually worth waking up at the crack of dawn for? Focus on only the best bargains so you're not tempted to buy in the heat of the moment. Photo by Tony Page/Getty.

1. Start tracking store sales in advance. Follow your favorite retailers on social media platforms like Facebook, Twitter and Pinterest a week or two before Black Friday. Not only will they reveal details about sales before they happen, many stores will also offer exclusive discounts on those sites. In the past, stores like RadioShack have offered savings to shoppers who "checked in" with the brand on Foursquare, a common smartphone app.
Related: Discover the 10 things you didn't know you could rent.

2. Shop online in the wee hours of Thanksgiving. Many sellers activate their online deals the da

...Read More »

By NextAdvisor.com's Erik Larson for GalTime.com

Choosing the best credit card for young consumers

For many parents, choosing the right time to give their child a credit card is a difficult decision. After all, the stakes are high. Getting your child off to a positive start using credit can help them gain financial independence early in their adult lives. On the other hand, if your child establishes a poor credit history early on, it can take years to overcome and increase the likelihood of their need for financial help into adulthood.

The best time to establish credit for your young consumers varies per family depending on factors such as the child's maturity level, financial knowledge, and the family's finances.

Let's discuss the positives of children establishing credit. Designating your child as a joint account holder or authorized user on your credit card can help them build a positive credit history (assuming you pay the credit card bills on time - otherwise yo

...Read More »

Many people waste a lot of time in shopping and don't even get what they were searching for at those stores. You need to understand that you require some items on a daily basis, and so it is not a great idea to get them delivered to your house. Examples could be food, medicine, household goods and many others. If you are one of those who do not like spending time at the stores, then here a few tips which will speed up your shopping spree.

Read-Change Your Shopping Habits To Save Gas, Save Money, And Enjoy

List down all the things you need to buy

§ Before you go off to the stores, always jot down all the things you need onto a piece of paper or save a list of required items on your mobile phone.

§ If you want to replace something, then take a snapshot. Do the same if you want matching items that will go well with your wall color, curtains, sofas and so on.

§ Find out from your family members if they need anything from the store you would be visiting. It would jus

...Read More »

Just days after President Obama's reelection, the calls have begun for Hillary Clinton for President in 2016. This week, billionaire investor Warren Buffett endorsed her for the job, saying he couldn't think of "anyone more qualified." Though we've gotten to know Clinton very well from her years in Arkansas and in the White House, through all the scandals and triumphs, there's still a lot to learn about our nation's Secretary of State, and perhaps someday, our first female President.

1. As a young woman, she described herself as a "mind conservative but a heart liberal" and served as the President of the Wellesley Young Republicans in 1965.

2. After the assassination of Martin Luther King Jr., Clinton organized a two-day strike at Wellesley with black students and faculty to demand that more black students be admitted, and that more black faculty be hired at the college. Thus began her passion for civil rights.

3. She was the first student at Wellesley asked to give the commencement

...Read More »