Work + Money

Written By Mandy Seay For QuickEasyFit

Economic Behavior Saves Money

Most people know about the importance of saving for emergencies and investing for retirement. It is difficult to accomplish savings goals unless you have the knowledge, understanding and behavior to take steps toward that goal.

Read Also - Teenagers: How to Develop Money-Management Skills

Savings Mistakes to Avoid - Obstacles can be difficult to overcome. They range from income, spending habits, level of debt and housing situation. Recent developments in the field of behavioral economics identify some of the biggest pitfalls.

Savings habits became part of our life during childhood. These habits present the biggest obstacle to building wealth. Three mistakes affect the accumulation of cash savings:

• Late start to saving money

• Spending to money you save

• Using traditional sources for savings

Read Also - Planning to Pay off Your Credit Cards

Avoid Pitfalls - Financial mis

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By GalTime.com Editor Lori Garcia

The importance of giving

With Thanksgiving right around the corner, we turn our collective focus on gratitude and the importance of giving back.

Mother Teresa once said, "If you can't feed a hundred people, then feed just one." This simple truth serves as an important reminder that even a small act of kindness can make a big difference in the life of someone in need.

You don't need to have a lot of time or financial resources to make a positive difference. Let's take a look at 6 ways to give from your heart without spending a dime.

RELATED 4 Things You Need to Know About Money

1. Volunteer: Giving of yourself is the most generous gift of all. Whether you choose to volunteer your efforts at a hospital, library, local school, church, or shelter, the gift of your energy is invaluable. The time you spend in service of causes you believe in will feed your soul and inspire you to do more.

2. Donate: We're all holding on to a lot

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We're coming into the last third of 2012, still waiting to see whether History again will be repeated or will the country revert back to a time when the hopes and dreams of african-americans were just that. This isn't about politics in any form, that's what November brings. Will the Ravens right the ship after major inconsistencies in the first half of the season and having a week off for their bye, start back again on Sunday with a game that they have to win. But this isn't a sports blog either; it's just what happens in November. My biggest concern will I find meaningful employment so I don't have to feel depressed again this holiday season like so many in the past. Last year was a little different, I was working for a contractor of a state agency as a temp, so while I enjoyed the many days off afforded to state employees I didn't get paid for them because I just started the last week of November, so even as a temp employee I had not accrued any leave time. So there were a few 4 d

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For every season—or weather disaster—there is a time. On Monday, when Superstorm Sandy tore through the East Coast, tragically destroying homes, towns and lives in its path, it was the time for retailers to step up or shut up.

Fashion retailers capitalize on Hurricane Sandy too soon.

As Yahoo! Shine first reported on Monday, many major fashion brands did neither. Instead they bombarded email inboxes and Twitter feeds with updates on storm-themed sales and links to their online outlets, encouraging customers to shop the storm away indoors. 

First thing Monday morning, Urban Outfitters sent an email blast about free shipping during "Frankenstorm" (discount code: all soggy). "This is an insult!" wrote one commenter amidst the chorus of complaints on company's Facebook page. "I finally to work got to work today after having no power for 3+ days, no heat...and my friends and family all suffering from the storm. The last thing anyone wants to do is see an insulting ad like this." 

U

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Aries (March 21 - April 19) Your intuition is like an elbow in the rib cage today. Something is just not right but you're not sure what. Going over the books may not find the fatal flaw but it's not time wasted either. Today's Aries Reading: Free Sample Daily Grind Reading

Taurus (April 20 - May 20) You're either stuck at home or home by choice today, but whatever the reason, the outcome is positive. You find plenty of ways to make things on the home front more efficient, and that will make a noticeable difference in your bottom line. Today's Taurus Reading: Free Sample Intimacy Secrets Reading

Gemini (May 21 - June 21) If your thoughts aren't on money, they should be. Those little, 'cheap' expenses are adding up more quickly than you realiz

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