Work + Money
Wow, what a brand platform! First, Republican candidate Romney pronounces 48% of us as not taking responsibility for ourselves, and then his running mate Ryan says 30% of us are "takers" not "makers."
Who is the angry candidate? Who seems foreign to America?
The current Republican brand - or at least the brand that's pounding ads in swing states, is targeted to a very narrow slice of their own party. The ads are very anti-social, anti-equality, anti-healthcare, anti-birth control and slashed government services except if a woman gets pregnant and therefore is subject to a vaginal ultrasound. Did you ever think that all that would garner about half of the electorate?
Given all that, and the economics of what appears to be the Republican plan, it seems about 120,000 US families who earn more than $8 million annually should be steadfastly Republican. This fraction of 300 million Americans, fits into a bit more than two NFL stadiums.
It seems that everyone else stands in
...Read More »By Louis DeNicola, Cheapism.com
When it comes to daily deal websites, Groupon is far from the only game in town. Beyond the big names that dominate the space, thousands of smaller niche sites promise similar savings. How's a bargain hunter to stay on top of all those daily deals? Here are five tips.
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1. Take advantage of aggregators. Many frugal consumers already know about daily deal aggregators such as Yipit. If you haven't tried the site yet, you owe it to your inbox to head on over. Yipit pulls coupons for discounts in your city from a variety of daily deal websites, collecting them all in one email. As a recent Reader's Digest piece points out, looking outside your area can also yield great finds. Here, again, you can rely on the collective eye of the internet to spot the best bargains. Check out sites such as Slickdeals, FatWallet, and Dealnews, which list local deals but don't confine you to a particular city. That m
...Read More »- The trip to the supermarket is inevitable; it can, however, be much simpler and productive if one can stick to these five universal guidelines.
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...Read More » By Katy Barnato, CNBC.com
Declining marriage rates may be harming the U.S. economy, according to a report by brokerage firm ConvergEx, which draws a correlation between fewer couples tying the knot and falling personal income growth.
In a report on Monday, ConvergEx said personal income growth in the U.S. stood at 2.9 percent per year in 2010, under half the 50-year average of 5.9 percent.
The report's authors Nicholas Colas, Beth Reed and Sarah Millar noted marriage rates among the general population have fallen sharply during the same time period, with only 56 percent of American adults currently married, versus 72 percent in 1970.
As a result, fewer men are benefiting from the "marriage wage premium" - the term coined by labor economists to describe the phenomenon whereby married men earn between 10 and 50 percent more than those who are single (the same does not apply for women). Economists disagree as to the reasons why, but some suggest marriage results in lifestyle chan...Read More »- Today, many of us are thinking, I'll never be able to stop working, and for good reason: In the 1970s, most Americans working full-time had access to pensions, which promised payments (after a certain number of working years) of up to 100% of your salary for nearly the rest of your life. That was on top of Social Security benefits. Today, only around 20% of Americans have access to a pension plan, and that percentage continues to decrease. But don't panic: What's required is a retirement rethink. By changing your expectations somewhat - and altering your saving and spending habits - you can have a secure and comfortable life after age 65.

Can you retire at 65?
Old Think: Retirement means I'll never have to work again
While for the lucky few with a large pension, this may hold true, those older than 65 are the fastest-growing group of workers - more than 7 million Americans over 65 are employed. This may be due to financial necessity in some cases, but also as we live longer, age 65 seems less lik
...Read More »
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