Work + Money

By Louis DeNicola, Cheapism.com

When it comes to daily deal websites, Groupon is far from the only game in town. Beyond the big names that dominate the space, thousands of smaller niche sites promise similar savings. How's a bargain hunter to stay on top of all those daily deals? Here are five tips.

Related: Budget multifunction printer reviews

1. Take advantage of aggregators. Many frugal consumers already know about daily deal aggregators such as Yipit. If you haven't tried the site yet, you owe it to your inbox to head on over. Yipit pulls coupons for discounts in your city from a variety of daily deal websites, collecting them all in one email. As a recent Reader's Digest piece points out, looking outside your area can also yield great finds. Here, again, you can rely on the collective eye of the internet to spot the best bargains. Check out sites such as Slickdeals, FatWallet, and Dealnews, which list local deals but don't confine you to a particular city. That m

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The trip to the supermarket is inevitable; it can, however, be much simpler and productive if one can stick to these five universal guidelines.
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By Katy Barnato, CNBC.com

Declining marriage rates may be harming the U.S. economy, according to a report by brokerage firm ConvergEx, which draws a correlation between fewer couples tying the knot and falling personal income growth.

In a report on Monday, ConvergEx said personal income growth in the U.S. stood at 2.9 percent per year in 2010, under half the 50-year average of 5.9 percent.

The report's authors Nicholas Colas, Beth Reed and Sarah Millar noted marriage rates among the general population have fallen sharply during the same time period, with only 56 percent of American adults currently married, versus 72 percent in 1970.

As a result, fewer men are benefiting from the "marriage wage premium" - the term coined by labor economists to describe the phenomenon whereby married men earn between 10 and 50 percent more than those who are single (the same does not apply for women). Economists disagree as to the reasons why, but some suggest marriage results in lifestyle chan

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Today, many of us are thinking, I'll never be able to stop working, and for good reason: In the 1970s, most Americans working full-time had access to pensions, which promised payments (after a certain number of working years) of up to 100% of your salary for nearly the rest of your life. That was on top of Social Security benefits. Today, only around 20% of Americans have access to a pension plan, and that percentage continues to decrease. But don't panic: What's required is a retirement rethink. By changing your expectations somewhat - and altering your saving and spending habits - you can have a secure and comfortable life after age 65.

Old Think: Retirement means I'll never have to work again

While for the lucky few with a large pension, this may hold true, those older than 65 are the fastest-growing group of workers - more than 7 million Americans over 65 are employed. This may be due to financial necessity in some cases, but also as we live longer, age 65 seems less lik

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Halloween costumes, candy, decorations -- the cost is frightening. People even buy specialized trick-or-treat bags, for heaven's sake!

Back in my day, I roamed neighborhoods more than a mile away from home with a handful of friends. As long as I was back before 9 p.m., I was free to gather as much candy as I could shoulder.

Purchasing a costume was not an option that my mother entertained. Her thinking went like this: Halloween is a holiday where people you don't know give you for free what kids desire most -- candy. So don't tell me you can't find one hour to put together a costume to entertain them. I believed that if I dared to ask her to buy me a costume, she would reply, "You want free candy and for me to buy you a costume?"

My mother believes in earning rewards.So our Halloween costumes were homemade, except for the one year I persuaded my grandmother to buy me a jailbird costume. It was shiny and perfect in the package, but when I opened it I discovered flimsy polyester ma

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