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- Sanjoy Dutt | Work + Money | Wed, Oct 3, 2012 6:00 PM EDT | Comments
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- Babble.com | Work + Money | Wed, Oct 3, 2012 4:46 PM EDT | Comments
Simple ways to save big on baby
I gave birth to my first child - a little boy named Henry - in June. He is happy, sweet, and fun; the love of my life. But between the baby giggles and snuggles, I expected him to be a huge drain on our finances. In many ways, Henry is cheaper than I thought he'd be… and in other ways, having a baby is much, much more costly than I imagined.
Here's a breakdown on how we save money on all things baby-related, and the one huge mistake I made that ended up costing us thousands.
Related: The 7 most commonly misused baby products
Buy Secondhand: It's very tempting to rush to the big box retailer or baby specialty store and plunk down the plastic for brand-new baby toys and gear. I've saved hundreds by consigning and thrift shopping. In addition to brick-and-mortar stores, many cities host a variety of seasonal kids' consignment sales. These sales often take place in convention halls or churches and last anywhere from a day to a week. At these large sales, I've scored...Read More »
- Betterhealthblog.com | Work + Money | Wed, Oct 3, 2012 11:43 AM EDT | Comments
Being frugal means having control over your spending habits and making choices that can help you save.
Easier said than done, right? It may seem easy to do, but it's not. If you're tired of living paycheck to paycheck and sick of making excuses so that you can skip dinner or can't afford to go to a movie with your friends because you're low on cash then you need to become more frugal. Wouldn't you want to spend freely?
More From BetterHealthBlog:
Well here are five healthy habits of people that live a happy and frugal life....Read More »
- Astrology.com Financescopes | Work + Money | Wed, Oct 3, 2012 11:32 AM EDT | Comments
Aries (March 21 - April 19)
You crave permanence but go about satisfying it in all the wrong ways. 'Things' can't last forever -- nor can much else, either, for that matter. Don't be a slave to your possessions just for the sake of feeling anchored.
Today's Aries Reading: Free Sample Intimacy Secrets Reading
Taurus (April 20 - May 20)
You don't need luxuries to be happy -- but they certainly don't hurt! You get your fair share of them today, or at least a tiny taste of the good life, depending on how the chips fall. Enjoy.
Today's Taurus Reading: Free Sample Celtic Love Tarot Reading
Gemini (May 21 - June 21)
Today is all about sharpening pencils and rearranging papers. In other words, you are getting ready to get ready. Don't drag this out
- Investinganswers | Work + Money | Wed, Oct 3, 2012 11:04 AM EDT | CommentsAre you one of the millions of workers who have saved less than $1,000 as emergency money?
Think hard before you put your rainy-day fund in one of these five investment instruments.
Almost as bad as saving so little, you might be putting your rainy-day fund in one of the five worst places possible. What are they, you ask?
A 2012 survey by Employee Benefit Research Institute found that 30% of the workers polled have saved or invested under $1,000 aside from their home and defined benefit pension plans. And it found that one-third of those polled had to dip into their savings to cover basic expenses in the last year.
Losing a job or facing a financial crisis can send you into a panic. But take a moment to consider how much you'll need before deciding what funds to cash in. It's important to have at least six months' worth of expenses.
Look at how much time it takes to find a job in your field. If you're a private business owner, store away even more.
"Have as much as three years of spending money available, perhaps even more," said Jesse Giordano (no relation to writ...Read More »
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