Work + Money

As a working mother, the question I'm most often asked is:

"How on earth do you do it all?"

Now, I'm not going to go there, really, because we all know that no one does it all. So you've gotta assume that I don't, either. And it's true. I don't garden, I don't raise chickens, I barely watch TV, and I've got several sewing projects that have been waiting for completion for about four years.

But yep, I do write, and I get paid for it, and I run a blog network that earns revenue. And I also write books, raise three kids, and do my best to get dinner on the table most nights. So it's a legitimate question, because it is a lot.

Related: 25 things women will never understand about men

My answer contains several parts, so I'll just tackle part of it today. And that part is one of my favorite tricks of the trade: delegating.

I do a lot, but I don't do all that's required of me because I delegate quite a few of those jobs to other people. I tap the skills and

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Do you feel like you can never, ever get to the bottom of your to-do list? Design your perfect day with these tips from a master planner. By Holly Corbett, REDBOOK.

Think fast: If you could plan your perfect day, what would you have time to do? Maybe you'd take a yoga class, spend an extra hour in bed with your husband, or finally read that book you've been trying to finish. The key to making your dream day a regular reality is to change your mindset about time.

"We treat time like it is the problem rather than us - like there's just not enough of it and it goes too fast," says Samantha Sutton, Ph.D.; vice president and director of courses and seminars at The Handel Group, a coaching group that helps people learn how to design their lives. "Time is simply a medium we live in, and we need to treat it responsibly in order to get the most from it." Dr. Sutton says we tend to underestimate how long it will really take us to complete a task. Or we lie about time, like when telling

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After her husband, newly named Republican vice presidential candidate Paul Ryan, introduced her to the country on Saturday, Janna Ryan smiled broadly and waved, but turned down a chance to speak to the crowd.

"You sure?" GOP presidential candidate Mitt Romney asked as she politely refused to take the microphone he held out to her after the rally.

It's easy to assume that she must be new to the scene, but Janna Ryan has simply managed to stay out of the spotlight until now. As the wife of a congressman, she knows that everything from her dresses (department store bargains) to her home (eight bathrooms) will be under the microscope, and she's no stranger to politics: A former Washington insider turned stay-at-home-mom, she grew up Madill, Oklahoma, the daughter of two lawyers in a politically active family with deep Democratic connections.

Related: Is there really a "War on Women"?

"She came from a small town, and we had big ideas of going to Washington and making a difference," Sha

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Aries (March 21 - April 19) You're in a reflective mood -- which make sense, considering how quickly the landscape has changed recently. You have time to sort things out and try to make sense of where you've landed. And just in time for another whirlwind on the horizon! Today's Aries Reading: Free Sample Karma Reading

Taurus (April 20 - May 20) You need to change your strategy depending on your audience! What works for one demographic will fall flat with another. Be sure to read your intended recipients carefully -- and woo them accordingly! Today's Taurus Reading: Free Sample Karmic Love Reading

Gemini (May 21 - June 21) Finances may be getting tighter than most can handle, but not you. You're confident enough to make it even in today's tig

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By GalTime's Consumer Watchdog Mary Schwager

Make sure you don't get taken for a ride...

rental car insurance: don't get taken for a ride

You know that moment when you're standing at the rental car counter and the salesperson says to you, "Do you want to purchase insurance on the vehicle?" Most of the time, you politely turn the offer down with a short and sweet, "No, my credit card covers me." Then as you initial every box next to hundreds of words in fine print indicating you're declining ALL the coverage, you kind of hold your breath and think, "I sure hope I'm covered for all of this if something happens!"

Few of us have ever taken one of those rental car contracts, called their credit card company and said, "Okay, do you cover me for: An accident on gravel roads? A car rented in Ireland? A recreational vehicle? Loss of Use? Ah! What the heck is Loss of Use?" In fact, a survey by the National Association of Insurance Commissioners found 24% of people aren't sure whether their credit cards provide any sort of ren

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