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    Fiscal Fitness: 3 Ways to Save $100 on Groceries

    Getty ImagesGetty ImagesThe Motley Fool's Fiscal Fitness Boot Camp is in session! Every weekday this month, we'll walk you through a fresh money-saving/money-making tip as we work toward finding $2,000 in savings you didn't know you had.

    There are those who keep color-coded files with meticulously clipped coupons indexed by category, retailer, and expiration date. And then there's the rest of us.

    The good news is that big supermarket savings can be had by those of us who can barely take the time to jot down a shopping list … or even remember where we put that 50-cent coupon for our favorite yogurt.

    Here are three tips for "the rest of us" (meaning those who know they aren't ever going to be Super Coupon Shoppers) that can add up to as much as $100 in grocery-store savings. (For those who want to test-drive the ways of dedicated deal shoppers, there are some more advanced savings strategies at the end of this post. And if you happen to actually be a Super Supermarket Shopper, please school us on your magic savings ways in the comments area!)

    1. Use your cutting board to chop your grocery tab in half

    Pre-chopped, pre-sorted, pre-packaged -- man, we're lazy … and it's costing us, too. So dust off the cutting board and colander and stay away from the worked-over (and marked-up) grub. Channel your inner Julia Child - your $79-an-hour Julia Child, that is -- and slice, dice and measure at home.

    When Consumer Reports sent two shoppers to the supermarket for the weekly basics, the one schooled on the cost of convenience rang up a tab that was $79 less. The biggest budget-busters were bagged veggies ($11 v. $3 for au naturel broccoli bunches), single-serving containers ($9.90 for oatmeal envelopes versus $1.59 for the canister) and pre-sliced cheese ($2 more per pound than having the deli guy work over a hunk of muenster).


    2. Score supermarket deals without spending your weekend cutting coupons

    You know those people who brag about how little they spent for a trunk full of groceries with coupons? Prepare to become one of them. And, no, you're not going to have to spend hours rifling through the Sunday paper circulars or driving all around town to find the best price on frozen peas.

    A simple shortcut to savings is per-unit pricing. And your grocer provides a handy cheat sheet right on the shelf! The bigger box of cereal's no bargain at $0.08 more per pound than the smaller one. And oh, the horror of the innocuous $1.39 20-ounce bottle of soda, when a few aisles away six 2-liter bottles cost just $5. That's $23.19 less than what you'd shell out for the same amount of pop in the smaller size.

    3. Ignore the lure of name brands and go generic

    We all know that generic, no-name brands typically cost less than their brand-name peer products. But how much less? Consumer Reports was able to cut its supermarket tab by at least one-third by sticking to store-brand items. In the magazine's shopping experiment, it stuck to a store-brand shopping list and picked up chocolate-chip cookies, orange juice, frozen lasagna, raisin bran cereal, coffee, and peanut butter for about $24 -- nearly $10 less than what it would cost to buy name-brand fare.

    More ways to save ...
    Get tips from the coupon pros: At Fool.com we've got our own cadre of coupon connoisseurs over on the Coupons N' More discussion board. And over at CouponMom.com, you can get printable coupons, grocery deals by state and online coupon codes. CouponMom has earned her street cred: See how she snagged $103 worth of groceries for a mere $18 .

    Show your allegiance and save: Signing up for a store's loyalty program can amount to cash back in your wallet. (Or, rather, keeping more cash in your wallet.) Cardholders get not only better deals on their current purchases, but also coupons worth cash off future trips.


    Don't over-buy:
    Leftovers are great (personally, I like day-two pizza), but waste isn't cool. One U.S. Department of Agriculture study found that Americans discard more than one pound of food a day. There are many tricks to keeping track of leftovers (with labels, for example, or a list on the front of the fridge), but you have to remember to actually consume the food before it spoils. On the front end, buying less (even if it means paying a little more per unit) may be financially worthwhile. So keep track of the waste and adjust your meals and shopping plans accordingly.


    Make use of the fridge
    : Take stock of your fridge and experiment with a new recipe. Websites such as Allrecipes.com , Supercook.com , RecipeMatcher.com , and FoodieView.com allow you to input ingredients for a new recipe to try. (Or you can simply type ingredients into your search bar, followed by "recipe" for more recipes.) Maybe that leftover chicken can be used more creatively now!

    Are you a Supermarket Savings Diva? Please share your magic ways of saving with the rest of us in the "comments" area below!

    Get financially fit with The Motley Fool!:

    · Start out with our 13 Steps to Investing Foolishly

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    Fool.com Fiscal Fitness instructor Dayana Yochim is able to calculate the per-unit price on any item in less than 30 seconds.

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    364 comments

    • Diana  •  1 year 0 months ago
      Littlebitclassy56: Tues, March 1,2011 Thanks for the info, I appreciate any help I can get, I enjoy cooking but it is getting more expensive then ever. I cook pinto beans in bulk, freeze them in freezer bags and finish cooking them as I use them, they taste fresh and I add ingredients as I use them as a side dish or for tacos. they are great. thanks from South Texas
    • JERRY  •  1 year 0 months ago
      Just stocking your staples is a great savings if you have a spouse that always running to the store to get toothpaste or chips and coming back with even more. I have 10 tubes of toothpaste now.
    • Debby  •  1 year 0 months ago
      I used to clip coupons when I was first married, and when my kids were young, then I stopped when life just got too busy and complicated. Recently, I printed up some coupons from my computer, and brought them to the large- chain grocery store that I shop at. I was told that they do not accept computer generated coupons. I am curious to see if other people are having that experience also. I live in Chicago, and I am shopping at Jewel-Osco. Also, if anyone is shopping where they DO accept these coupons, I would love to know.Now that it is just me and my son,and no job, it makes sense for me to use coupons again.
    • .  •  1 year 0 months ago
      What you don't have a Vons, Albertson or Ralphs or any other large grocery store in your city and you live in the city I find that hard to belive".

      No. St Louis does not have any of these and none of the big chains here have loyalty programs. Krogers might but not worth the 20 mile drive. Don't assume for everyone!

      Best plan of attack is to make a weekly menu based on what's on sale that week. With three kids, two of which are teenagers, our MONTHLY food total is $600 - that includes any expenses for eating out. We don't skimp on what we eat - salmon weekly as well as shrimp and steaks.
    • Carmen  •  1 year 0 months ago
      We are a society of abundance. If the item is on sale we run to buy it. According to supermarkets, americans throw out 12% of their groceries every week. You make the math and figure it out. I know it is alot of work but taking an inventory of what we buy and what we actually eat would give the shocking results. I know what stores use to allure us. Buy 5 for $4, and we buy the quantities no mater what they are. It is not a sale if we end up throwing it away. Sometimes I try to shop with my daughter. See if we buy in bulk we share and the items are split in half and go to 2 separate households. This way there is not as much that goes to waste. If I only need one cucumber what do I care if they are 2 for $1? This practice has saved me a lot of $$$
    • Granny C  •  1 year 0 months ago
      Many people have not used these "olde ideas" so it is new news to some. I am in the granny stage of life and had never really learned to coupon shop until this past year. I never believed these things really worked at seen on TV....so after someone at church showed us how then I got on board. I am saving 50 to 60% on my shopping trips. I have learned to save the coupons ONLY buy when an item is on sale and use my coupon at that time and stock up for 6 weeks at that time until the item comes on sale again. These ideas are for your basic items that you use often. When something is on sale and at a great price with my coupon that is the only time that I TRY something new. I can try something new when it is 50cents and not 4.00. Some generics are OK, but you do have to be open minded.
      Our local Big Box store WM does accept printed coupons. (they must be printed from your computer not copied!!! Coping is a no no because it costs the rest of us to loose that opportunity due to the cheater.
      As others have said on here....save coupons and you don't have to cut all of them out. Buy on sale and stock up. Use a website that gives you good info and heads up on sales and also when to buy extra paper for coupons that are coming up in the next week. Here is my sothern area we use SouthernSavers.com Jenny is great and gives us great info on How to Coupon Shop as well as gives seminars in different states.
      So it does work. I am now a believer in the process. Last week I got $200 for about $100.....and remember all of us were not taught this for years and it is new to some.....now those of us that know how to do these things NEED to pass on this knowledge to others......be kind and help others to learn how to save.
      Also if you can get the free items then donate them to a group.
      May we all be blessed during these hard times.
    • Deppishot  •  1 year 3 months ago
      I shop at Costco and hit alot of buy 1, get 1 free at Publix. I also use coupons. It adds up.
    • Becca  •  1 year 3 months ago
      My grocery store offers 5 for $5.00 and 10 for 10.00 items quite regularly.

      I, also, always buy the store brand whenever possible because you are only paying for the brand name. My grocery store, also, offers buy one, get one free. The ingredients are the same on generic vs brand.

      Also, try to go to a store that offers double the amount up to $.99 for manufacturers coupons.
    • sassyone  •  1 year 4 months ago
      My local walmart will not take coupons printed on the computer!!!!!!!!!!!!!!!!,say there is too much forgery going on....we are screwed!
    • barbara  •  1 year 4 months ago
      Why don't any of these save money articles ever mention baby food. You can buy a pound of carrots in the produce section for 69 cents or a 4 oz bottle of carrots in the baby food aisle for about the same price - about 15 cents an ounce vs 69 cents a pound. And those bottled carrots were cleaned and mashed months before by someone you don't know under conditions you're depending on some government inspector to assure as clean. How hard is it to peel and slice half a small carrot, microwave it for a minute and mash it with a fork? The other half of the carrot is a healthy snack for Mom. The same economies hold true for every baby food item. You can save enough for your child's first year in college by feeding your baby with food off your table. Most foods can simply be mashed up with a fork. For chicken and meat you may need a small food processor. I bought a small Black and Decker food processor for about $8 at Wal-Mart. And, feeding your baby this way is environmentally friendly. You won't have to trash all those little containers.
    • domesticangel  •  1 year 4 months ago
      Most of us "older" women know all these tricks but you have to remember that most younger women today haven't a clue. They have never grated their own cheese, alot have never made a home-cooked meal. Ask most of the young women how to make pancakes from scratch and you will get a blank stare. Uh you buy those in the freezer section don't ya?
      So post your own tricks for those that don't know! :)

      Like one can of tuna and a pack of buns can feed at least 4 people. Make BBQ tuna sammiches! Can of tuna in water drained, your fav bbq sauce. Simmer for few mins. Tastes almost like bbq chicken or pork but costs less than $2. Serve with pickles, chips. Kids love it!
    • chiara  •  2 years 0 months ago
      Hi,

      I found this great website http://www.couponshouse.com

      They offer free coupons with daily update and a good newsletter service. If you run a website/blog you may be interested in CouponsHosue.com affiliate program to make money adding their promotional logo to your website.
    • Lisa  •  2 years 0 months ago
      I found a really cool software program that enables me to find the best prices on groceries and I can use it to find and print coupons before I go to the store. I love it because I do so much traveling that I lose track of the coupons I find. Now I just use the software before I go to the store and print out the coupons I plan to use. Here it is for those of you who want it http://www.myshoppinggenie.com/pstd
    • Lisa  •  2 years 0 months ago
      I found a really cool software program that enables me to find the best prices on groceries and I can use it to find and print coupons before I go to the store. I love it because I do so much traveling that I lose track of the coupons I find. Now I just use the software before I go to the store and print out the coupons I plan to use. Here it is for those of you who want it http://www.myshoppinggenie.com/pstd
    • Abby  •  2 years 1 month ago
      I cook for myself and my boyfriend about 5 or 6 nights a week. I occasionally clip coupons that come in the mail and I am a member at both of the local chain super markets (shaw's and stop & shop). I use a local deli and meat market(not the chain super markets!) for seafood and deli meats. I go shopping once a month and I am able to only spend $150. This includes the occasional stop to get bread, milk, eggs, etc. I find that I save money by just planning ahead! We stick to basic meats (chicken, top round steak, pork chops and turkey meat) and I make a pasta dish probably twice a week. Making a lasagna or baked ziti literally only costs a few dollars and can feed many. Italian dinners are very inexpensive to make and can feed entire families. We use our leftovers for lunch or as a snack. I buy my meats and seafood at a local market (there are many where I live in new england) and I am able to buy brand name ham, turkey, american cheese and roast beef for $2.99-$3.99/lb. I feel like this is a hidden secret, as I always see a crowd at the deli at the chain markets where meats are in the $4.99-$7.99 range. It's easy to look up chain markets' flyers online and plan ahead for your shopping trip. Another way to save is just by learning valuable skills in the kitchen. If you know how to cook properly than you will automatically have less waste.
    • Liz  •  2 years 1 month ago
      Agreed, not much new here for those already in the know, but for those just learning, it provides the basic starting point. One obvious is to only shop for nonperishable items when they are on sale. Homemade chili is cheaper and tastier, but sometimes a quick meal is needed. It is cheaper to buy a can of prepared chili than go out to eat, but when I do buy that chili, it is on sale. I also can items that would have been tossed: the Halloween pumpkin, the eight quarts of turkey stock I can dependably get from my holiday turkey, jam and syrup from the plum tree falls, etc.
    • PhillipMcGroin  •  2 years 1 month ago
      Never go to the grocery store when you are HUNGRY....Believe me, this will save more than all of the above ideas put together.
    • Arlene  •  2 years 1 month ago
      I agree, my reaction to the article is, duh!
    • BJ  •  2 years 1 month ago
      One thing that I forgot to add.... you can make your own laundry soap.... yes, I know this sounds odd... I thought so at first too, but I tried it and you will be surprised at the savings... I'm talking about mega bucks....... I'm sure that many of you have heard of the Duggar Family (very large family... no debt... nice home... rather religious... they have a show that airs on TLC).... well they have a web sight and under recipes... they have a tried and true recipe for home-made laundry soap... Have a look and see. This little recipe... saves a tonnnnnnnnnn of $$$$$$$$$$.
    • Chief_19_98  •  2 years 1 month ago
      Of course we could all try and get on welfare and food stamps like all the other hood rats. Unfortuantly if you actually work and have a job then your screwed. Because always remember keep working cause millions on welfare depend on you.