Do you enjoy your money - and the things it brings? I don't.
I grew up with a single mom and no money -- we were on welfare, and often went to the food bank for groceries.
Now I'm 41 years old, and I have enough money to relax and enjoy life. We have big mortgage payments, but can afford to make them and still take a nice vacation once a year.
But I still hold on to every penny with both fists! I can't even buy a mochachino without weighing the pros and cons. Do I really need this coffee? It costs $5 - is it worth it?? I can make a coffee at home for a quarter of the price!
Am I the only one who hates to spend money? Whose poor childhood still affects her relationship with money? I can't be...so I wrote Tips for Enjoying Your Money for Penny Pinchers and Savers.
I think we need to find the balance between enjoying our money and the things it brings, spending responsibly, and saving wisely. Some months we may over-spend (Christmas! Thanksgiving! Even Halloween can be expensive) -- and other months we may be able to sock an extra hundred bucks to the savings account.
Your Personality and Money
Did you know that your personality affects your saving and spending habits? I'm an introvert, so I find it easier to save money because I'd rather stay home than go out. Extroverts, on the other hand, love to go out and party -- so they find it harder to save money!
If you're a party animal, read 7 Money Saving Tips for Extroverts -- you'll learn how to have a great time and still save a few bucks!
What about you - are you a penny pincher like me, or do you enjoy spending your money?
Laurie Pawlik-Kienlen a full-time writer and blogger; she created the "Quips and Tips" blogs: