By far, this is the best way to save. Most payroll departments allow you to direct deposit your paychecks into a specified bank ... more
By far, this is the best way to save. Most payroll departments allow you to direct deposit your paychecks into a specified bank account. Usually, when this is an option, you can also have them direct deposit into multiple accounts. Have your payroll department put a portion of your paycheck (either a percentage you want to save, or a set dollar amount) into a separate savings account, and the rest into your checking account. If you don't see the money in your checking account, chances are you won't remember you have it in savings, and it will add up over time!
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Lazy girls, rejoice: We've found the simplest-ever ways to save money - and the brilliant part is, it happens without you even feeling like you're saving. We're not talking about packing lunches, clipping coupons, or going out less, either. (Call us crazy, but we're not sacrificing our morning latte to save two bucks.)
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Nope, these are the seriously sneaky, why-didn't-I-think-of-that ways to build your wealth - and you'll save like crazy without changing your lifestyle or habits. They're straight from the money-minded Kelly P. Hernandez, the founder and CEO of Financechic.com, an independent, unbiased personal finance site for women. Hernandez spent years working on Wall Street and in Silicon Valley, managing equity mutual funds and working with big-name clients. Now, she's sharing her know-how on saving without feeling like you're saving. Prepare to be amazed by how it all adds up.
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