I've been forced to face some hard truths lately, and one of them is the fact that I am clueless about keeping on top of my family's budget.
You'd think I'd be better at it; after all, my husband and I are both self-employed with semi-irregular incomes - clearly if anyone needs to stay on top of budgeting, it's us. We've gotten into a pretty typical paycheck-to-paycheck cycle, and we're now attempting to break that bad habit. So I've been seeking out sound financial advice from friends that are doing it better, and I got a great tidbit from a commentor on my blog: basically, the goal is to earn enough so that 50% of our income goes to regular expenses, 25% to less regular expenses and entertainment, and 25% to savings. So, with that goal in mind, I set out to find some tools to help us get a handle on our spending. Here are 7 great money management apps I'm going to give a try - and all but one are free!
-By Cecily Kellogg
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