1. "Make Money at Home Stuffing Envelopes!" This classic has been around since the 1920s. You pay to learn how to get started with your business, and what you get is a photocopy of the same ad you read, with instructions to make copies of it to snag other unsuspecting souls.
2. "This Really Works!" You receive this as a chain letter, then send the email you received along with money to the top names on the list, adding your name to the bottom. You're guaranteed to be a millionaire, say the scammers. The only problems: The money never comes-and chain letters like these are illegal.
3. "Financial Freedom Working at Home!" This is trying to pull you into a pyramid-type business where you pay upfront fees for an "opportunity." And that opportunity turns out to be selling the same "opportunity" to others. One way to tell the difference between this kind of scheme and a trustworthy, reliable venture is the method by which you are solicited. Scam pyramid schemes mostly arrive from strangers in unsolicited emails; legitimate offers come from people you know.Learn about other online scams you should avoid.
4. "Typing at Home." This is so common and so old. You pay to get "more information," which is a sheet of paper that tells you how to make copies of it and then place home typist ads selling the same information to other suckers. You might see these ads on websites, as pop-up ads or in the back of tabloid publications.
5. "Turn Your Computer into a Money-Making Machine!" As in #4, you get ridiculous information that you're supposed to sell to others.
6. "Just Call This 900 Number for More Information." Hello… it's a 900 number, which is not toll-free. These scam artists' goal is to keep you on the line to run up your phone bill-there is no job.
7. "Get a List of Companies Now Hiring Workers!" This offer claims there is a hot list of big companies that are now hiring people to work from home. The exact wording of the message can vary, but the scam is the same-you pay a small fee to get the list. Problem: These lists are phony and out of date. Unfortunately, these people skirt the law because they deliver exactly what they promised: a list of companies.
8. "Email Processing." When you get this scam in your inbox, you'll find out that it costs about $50 to become a "highly paid" email processor from home. What you get for that startup fee are instructions on how to spam others with the same ridiculous idea. Another tip here: These kinds of offers often say you're going to get $25 for each processed email. Does that make sense to you?
9. "Medical Billing." There are legitimate companies that do this, but the ones I'm talking about ask you to pay a fortune up front for equipment and a list of potential clients. What you find out is that the list is out of date or incorrect, or that most clinics process their own bills. Good luck getting a refund!
10. "Craft Assembly." Sound good? Well, once you pay the fee and finish assembling your first batch of crafts, you'll learn that your work "doesn't meet our specifications." "Even if you were a robot, it would be impossible for you to meet their specifications," says Dr. LanfordOriginal article appeared on WomansDay.com.
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