How to Get Yourself Out of Debt: 3 Women Share Their Stories

All these women have husbands and families to help them. How about an article on single people struggling with low incomes????

How do you save money when your take home pay barely allows you to pay the basics? I bring home $350 a wk. I depended on and hour or two of O.T. but in this economy everyone is slow and there is none of that. I am over 60 and finding another job at my age is an issue.

There is no "how to" in this article.

This was not helpful. Congrats that they got their lives together but it's misleading to title an article "how to get yourself out of debt" and then only offer vague suggestions like "forgive yourself" and "make a budget".

You have to actually have a job first before you can start tackling debt, a problem a number of us are facing.

The biggest factor in me getting out of debt was to pay off my car and then drive it for another seven years. New cars are the biggest drain on your income and totally unnecessary. Another thing that helped was to dump my husband who spent more than we both made.

there is no trick in the world that gets you out of debt

income - debt - expense = savings

not hard... u either spend less or bring more income in

why do people comment like there is magic trick going on here ?

And they did it how? No specifics. These articles are for people in a perfect world, having a job and a partner that has the same goals as the person setting the budget. Rarely happens in the real world.

these "hints" are based in common sense: make a plan, stick to it, don't deviate, pay cash, etc. Just a coffee a day can cost you easily $100+ in a month, for instance.It is mind boggling that so many people pull out plastic like the money to repay is going to magically appear some time in the future!

Read The Total Money Makeover book by Dave Ramsey, you can probably check it out at the library for free. Find out how the program works and give it a try. Doing that is way more productive than sitting in front of your computer complaining about money or lack of.

Simple common sense. Stop being a shallow, decadent, fad-driven hedonist. I never understood the rampant, mindless materialism (and elitism) which permeates our sad little primate society.

In order for any of this to work, you have to be wasting money hand over fist. I remember my poorer days. I paid rent on a 1 room aprtment first. Second was utilities, gas and electric, which were low because I was ultra frugal. Then after a tank of gas and insurance on an old economy car I had less than $100 left. Usually much less. Where on earth can you cut from $100 or less..

There is food that must be bought. Yes, generic noodles go far, but how many meals can you eat of them and still be healthy? Heaven forbid the battery or a tire on the car goes.... there goes a months food budget. Back to noodles. Sneakers falling apart and water soaking in? One decent pair of shoes is a necessity, not a luxury. Forget cable TV, hair cuts, new clothing, going out to eat, going to movies, renting videos. Those are luxuries.
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Were to cut from a frugal budget? Rent? Maybe get a roommate in a 1 room studio apartment? Move to a drug and roach infested flop house on alcoholic row? Give up electricity? Change 40 watt bulbs to 25? Possible, but 40 watt is already darn frugal. Maybe give up the gas stove and only cook in the microwave? Give up the low cost 'life-line" phone?

and... yet another non-story, waste of time drivel on Yahoo.

Single and retired, living on a pension month to month like others. $14,000 in debt + $10,000 in medical bills, and needing a new transmission.... this was 2 years ago.... on March lst will pay off balance of credit card..... all because I got a part time job, and put the paycheck directly to my debt....no fun and games to play, until now!!!! Don't have children, so I can't imagine the cost involved in raising them.

To save 100,000 you would have to make that much. LOL This is stupid.

No mention of how idiotic they were to acquire such debt in the first place?

There seems to be a thread here of SINGLE, Female and Broke. Why did you choose to have a child without a partner? Why did you choose to become a parent without an education? You made some bad choices. Now you have to learn how to make better choices. Talk to your parents. Perhaps even share housing and expenses. Get an education, work overtime, get a part time job, get married. Be responsible for your mistakes and be frugal. Better choices can and do bring better results.

my sister owed a ton of money started doing tricks on side paid off all her bills plus paid cash for her new bmw 3 series and paid cash for her house!!!!!!!!!!

typical white american, thats why I divorced a whitey, the idiot could not control her spending or keep her legs closed. Trash deserves to be dumped. american white and black are the worst to marry. The first to divorce, and now days the first to avoid, OLD MAIDS in training. They get what they deserve.

How 3 women got out of debt...by having husbands. That extra income really helps!

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