Matthew Ferry, Kristin Gragg, Karl L. Rubinstein, & Ellen Rogers

Matthew Ferry

is a revealer, illuminator & awakener whose point of view creates instant transformation in peoples lives. Since 1993 he has personally coached more then 8000 people to breakthrough performance barriers and achieve unparalleled happiness and success. With tens of thousands of hours invested in the understanding of what causes a person to take the actions that will lead to success, Matthew has discovered a shocking truth; that happiness is the vital ingredient for creating success and not the result of achieving success. Matthew Ferry's newest offering, Ridiculous Bliss, is a shortcut to the library of happiness. Having done the work and sorted through all the gobbledygook, he has figured out what actually works and achieved Ridiculous Bliss himself. Delivered in an unconventional, fun and in your face style that will get you feeling good now, Ridiculous Bliss delivers step-by-step instructions on how to feel happy in every aspect of your life. No more waiting for happiness to come. www.ridiculousbliss.com

Kristin Gragg has more than 15 years of full time Residential Real Estate Sales to her credit, including being a member of the RE/MAX 100% Club from 1996 to 2005, and being a Multi Million Dollar Producer at "Southeast Valley Regional Association of Realtors for her entire career. She also had Top Sales Volume for Keller Williams Realty in August 2009. She has specialized in Residential Short Sales from 2007 to the present, and owned a 24 million dollar Real Estate portfolio with her husband.. The numbers stink, no matter how you look at it.More than 2 million foreclosures and more than 13 million homeowners are locked into an underwater mortgage, according to industry source RealtyTrac -- and behind each home in trouble is a family worrying about the critical issues of bankruptcy and keeping a roof over their heads.That's why Kristin Gragg thinks it's time for a change in attitude and tactics for homeowners who are drowning in their underwater mortgages."The rules for the lenders have changed, so it's only logical to accept that the rules for homeowners should change, too," said Gragg, realty expert and co-author of The Underwater Mortgage - How to Survive your Sinking Ship While Keeping Your Sense of Humor (www.TheUnderwaterMortgage.com ).


Karl L. Rubinstein is a retired business litigator and was the senior partner of Rubinstein & Perry, a firm with offices in Texas and California. His law practice concentrated on troubled financial institutions and he was Chief Counsel for insurance regulators in Texas, California, Arkansas, and Ohio. He also functioned as Special Deputy Insurance Commissioner, Special Insurance Examiner, and/or Chief Deputy Rehabilitator in Texas, California, and Ohio. His cases included several of the largest insurance company insolvencies of the twentieth century. He has drafted and litigated over new legislation. He has successfully dealt with the kinds of issues addressed in the new law. After the Civil War, war veterans and their families who wished to look at their military records were made to come to Washington, D.C. to examine them in person. The wait time was intolerable, and in many cases, it took months to locate an individual's files. They were poorly organized, many being wrapped in giant bundles stacked like a mountain in the government's warehouse. And they were bound together with red tape. The new law, despite its many benefits, has plenty of red tape. "The bill's laudable ambition is marred by significant omissions and complexity," said Karl Rubinstein, a retired business litigator who specialized in troubled banks and insurance companies (www.karlrubinstein.com ). "Every line of a statute carries weight, and it's easy to forget for every action there can be an equal and opposite reaction. The financial industry doesn't consider the fight over just because the law passed. Moreover, the messy litigation we face won't compare to the mess that the law's new bureaucracy will generate. I worry it'll be like the Marx Brothers all trying to go through a door at the same time."


A former marketing executive, Ellen Rogers is a mother of five who lives with her family, their two dogs, and one little monkey in Concord, Massachusetts. This is her first book. Ellen Rogers considered herself something of a tragedy snob. The single mother of five believed she could weather any storm, that she could keep her family from harm with fortitude and grace. But nothing could have prepared her for the June 2005 car accident that left her son, Ned--then 22 years old--fighting for his life. Ellen refused to give in to despair. We'll get through this, she told herself. We have to. But love and determination can only go so far, and the road home was fraught with obstacles. Ellen and Ned took comfort in family and friends. And they prayed for a miracle. Miracles happen to those who believe, the saying goes, but who would have believed that one family's "miracle" would weigh in at five pounds sopping wet? Then Helping Hands: Monkey Helpers for the Disabled provided Ned with an affectionate and intelligent service animal with a steadfast devotion to hierarchy, a longing for "spa days," and a craving for Gummi Bears. In other words, a diva. Life with Kasey was yet another challenge for this large and lively family, but they persevered as families do, and in time this wise and sensitive animal did more than help Ned cope with his disabilities--she turned the simple tasks of life into a life worth living. Kasey's astonishing intelligence and compassion brought hope and laughter back to a family facing its greatest challenge, and helped them see the world in a new way. In this heartwarming memoir, mother-of-five Ellen Rogers shares the remarkable and surprising story of how a mischievous capuchin monkey transformed her family, bringing hope, humor, and happiness as they faced their greatest challenge.