by Jonas Elmerraji
Photo by Images_of_MoneyWe live in an increasingly online world. You can trade stocks, buy groceries, pay bills - almost any financial transaction you need to make can be done in the comfort of your own home, at your computer. With identity theft posing a real threat, though, keeping financial data private requires that consumers be proactive in the way that they approach online security.
The Rising Wave of Identity Theft
According to the Privacy Rights Clearinghouse, 9.3 million Americans fell victim to identity theft in 2005; and while this number has been decreasing slowly since then, identity theft still poses a serious threat.
In response to this problem, scores of companies have come up with services designed to protect against ID theft. Even though paying a company to safeguard your ID can be effective, following some guidelines to keep your private financial information safe online is both free and easy. (To read more about online scams, see Identity Theft: How To Avoid It and
Blog Posts by Investopedia
by Jonas ElmerrajiRead More »from 10 Tips For Preventing Identity Theft
Photo courtesy of whitneyinchicagoby Tim ParkerRead More »from Top 5 Most Expensive Celebrity Weddings
Even people who don't follow the life and times of the rich and famous seem to take an interest when they get married. This year's royal wedding between Prince William and Kate Middleton caught the attention of the world, and three months later as they make their way to Canada and the United States, the hysteria hasn't worn off. (For more on the cost of wedding check out Revealing The Hidden Costs Of Weddings.)
TUTORIAL: Budgeting Basics
For those getting married in the near future, there may be very few pointers to be gained from these weddings but for those who have a spare $5 million to spend on their wedding, we have some resources to get you started. Below are our top five most expensive weddings of the twenty-first century. For you numbers-types, we adjusted the amounts for inflation and converted them to American dollars using currency rates from the date of the wedding.
Amit Bhatia & Vanisha Mittal
DATE: June 22, 2004
Cost: $78 Million
Vanisha Mittal is the
by Erin Joyce
Courtesy of zoetnetIt's a constantly evolving world and technology touches every aspect of it, including searching for a job. While the methods may be changing, the tried-and-true goal of sending resume to employer hasn't changed - but it isn't the only way to get hired. Of course, the in-person networking approach will likely never disappear, and shouldn't be discounted. However, if you feel you've done it all and are still without a paycheck, consider these new ways to bring home the bacon
1. Bid on itRead More »from 5 New Ways To Look For A Job
Freelancers may already be familiar with this set up: projects are posted and professionals "bid" on the work, allowing the employer to pick based on skills and cost. This is essentially the same set up that happens when you get an estimate on your roof, for example. You will get multiple bids and choose the one you think is the best bang for your buck. Companies like Bidhire.com and the currently under construction, Jobaphile.com allow users to search for, post, and bid on different
Photo courtesy of davitydaveby Linsey KnerlRead More »from Is Your Commute Worth It?
Bedroom communities certainly have their appeal. In fact, as more and more professionals flee the city to live in towns outside of where they work, it may seem that this popular lifestyle choice is an easy one to make. With more careful consideration, however, there are some obvious - and expensive - downsides. Is the price of becoming a suburbanite too high for some? (These two major ways to obtain a car have very different advantages and drawbacks. Find out which is best for you. See New Wheels: Lease Or Buy?)
TUTORIAL: A Guide To Financial Careers
Living just thirty minutes from the city can bring big benefits to commuters. The cost of real estate can be considerably lower, and with that comes a more affordable property tax bill. In addition to getting more square footage for your rental or mortgage dollar, commuters can usually enjoy amenities that aren't available to city slickers. These can include bigger lot sizes, smaller schools and access to
Photo courtesy of bpsusfby Katherine Preston
There are many tell-tale signs that your job may be in jeopardy; if company has just undergone a corporate merger, layoffs have begun to wind their way around the office floor, or your department's benefits have been slashed, for example. However, much of the time the signs are not so blatant and many employees are blind-sided when they are handed the pink slip. They never saw the red flags. Here are five warning signs that you might be nearing your final days: (Find out if spreading your wings to try a new career will make you soar or fall flat. See Financial Career Options For Professionals.)
TUTORIAL: Starting A Small Business
1. You have been stripped of responsibilities.
5 New Ways To Look For A Job Is Your Commute Worth It? Careers That End At 30 College Degrees You Should Have Gotten
Have you been given less work, had your projects and promotions stalled or been given a dead-end task? Read More »from 5 Signs You're About To Be Fired
- Investopedia | Financially Fit – Thu, Jul 14, 2011 11:42 PM EDT
by Jason Steele
As we reach the height of summer, Americans are getting more and more restless. Increased travel costs due to high oil prices have dampened (or outright destroyed) the travel plans of drivers and airline passengers alike. No matter how you plan to get to your destination, the secret to cutting your costs lies in using your credit cards .
TUTORIAL: Credit Cards: What Are Credit Cards?
1. Use Cash Back Cards for GasRead More »from 7 Ways Using Your Credit Card Can Save On Summer Travel
Every time gas prices rise, we see a rash of stories on how to save money at the pump. The one piece of advice that is rarely mentioned is probably the easiest way to save on every single tank. By choosing one of the best gas credit cards, drivers can save up to 5% on every fill up. Just be careful to closely note the terms and conditions of each offer as many of these exclude warehouse stores like Costco from their highest discounts. (For related reading, see 4 Tips For Using Credit Cards Overseas. )
2. Use Sign Up Bonuses to Earn
by Yolander Prinzel
It is not unusual on any given weekend to find droves of people driving about looking for yard sales (or garage sales). For many of these individuals, visiting yard and garage sales is more than just a way to pass the time and get a great deal, it's a sport. And there are reality television shows to prove it. Part of our obsession with yard sales goes beyond simple money-saving and environmental concerns, part of it is rooted in the thought that we might be able to find something really valuable - that the seller doesn't know is valuable - for cheap. Then, we'll be able to resell it and make a small fortune.
TUTORIAL: How To Buy Your First Home
If that goal sounds like a far-fetched dream to you, then you might want to take a look at some real-life examples of this happening. (Do you have a garage or basement full of clutter? Hold a yard sale - your unused stash can turn into cold, hard cash. Check out In A Cash Crunch? Hold A Yard Sale.)
Read More »from Amazing Yard Sale Finds
- Investopedia | Work + Money – Mon, Jun 27, 2011 7:46 PM EDT
by Stephanie ChristensenRead More »from Newlyweds: 5 Money Matters For A Recession-Era Marriage
You made it through the wedding planning and budgeting process, and started your life as a married couple. But have you decided as a couple how will you handle your finances? (Marriage can be like doubling an income, as long as you avoid doubling these expenses. Check out Marriage: For Richer Or Poorer?)
TUTORIAL: Budgeting Basics
Handled improperly, marriage and unaddressed money issues can wreak havoc on a relationship. In 2009, The New York Times reported the findings of a Utah State University study which indicated that "couples who reported disagreeing about finance once a week were over 30 percent more likely to get divorced than couples who reported disagreeing about finances a few times a month."
The best way to avoid financial disagreements with your new spouse is to address challenges openly, have a shared plan of action, and to understand how credit and the financial system works. Maxine Sweet, vice president of public education for Experian and
by Tim BeganyRead More »from 5 Easy Ways To Fight The Urge To Splurge
You've finally done it - a detailed, realistic budget. It's a crucial step toward financial freedom, and you should be proud. Nearly half of Americans don't even bother to create, let alone stick to, a budget. (From lawn care to summer fairs, expenses can skyrocket if you're not paying attention. Check out Save Money On Summer Bills.)
TUTORIAL: Introduction To Banking And Saving
That's probably because following a budget can be so challenging, just like staying on a diet. Reaching your goal weight would be so much simpler if there weren't always so many delicious goodies around, right? Similarly, keeping to a budget would be far easier if tempting new products weren't constantly being dangled in front of our faces, practically begging us to splurge.
With all of life's obstacles, challenges and temptations, it's up to us to resist them. When it comes to spending, there are many ways to fight the urge to splurge.
1. Leave the Plastic at Home
You've probably heard this
by Janet FowlerRead More »from 8 Careers Built On Relationships
If you've got outstanding relationship-building skills, or if you've mastered the art of networking, there are some careers that you might be particularly suited to. Careers that are built upon relationships require that employees are able to build and maintain a client base. Being personable, able to remember the fine details, and having the confidence to market yourself are all important aspects of these careers. If you're considering a career move that makes use of your keen interpersonal skills, be sure to consider the following jobs. (To help you with networking, read 4 Career Networking Tips That Work.)
TUTORIAL: Budgeting Basics
1. Real Estate Agent
A good real estate agent must build rapport with their clients and be sensitive to the needs of the buyers and sellers they represent. Buying or selling a home is a major financial decision, and no one wants to trust this kind of transaction to someone they don't feel secure with. Since real estate agents rely largely