Blog Posts by Kelly

  • 7 steps to managing your money in 2011

    While it may be nearly February it's never too late in the year to start New Year's financial resolutions. If you're like the majority of people you have a list a mile long of things to do, including some financial upkeep that you most likely put off. Start right with some easy steps to keep your finances organized.

    1. Get your free credit report and set up reminders (like on your phone or a google calendar) to stagger them throughout the year. The ONLY place to get an actual free credit report with no strings attached is all those other sites are trying to get you to sign up for credit monitoring which isn't usually worth it unless you are planning on purchasing a house soon.
    2. Set aside time to go over your money goals by yourself or with your spouse. It's important to make measurable goals for your year. Whether it's waning to cut back spending so you can save more, or finding a house in your budget, you need to have a plan of action.
    3. Go
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  • Holiday gifts ideas for free!

    Vistaprint is offering a ton of $0 deals (you just pay shipping) including:

    • Free Business Cards (250)
    • Free invitations (10)
    • Free wall calendar
    • Free tote bag
    • Free tshirt
    • Free Photo book
    You could score some creative and awesome gifts using these deals. Last year I made a photo album, a desk calendar, and wall calendars as gifts for free and they were some of the most well received gifts I've ever given. New business cards woudl even be a great gift under the tree-it's a great way for you to show support for the entrepreneur on your list. Click here to head to Vistaprint and order your freebies. Disclosure: Post contains affiliate links.Read More »from Holiday gifts ideas for free!
  • Holiday Traditions: Creating your own family traditions

    As a child Thanksgiving and the holiday season felt a bit lonely to me. We had a ton of relatives, but rarely traveled to visit them, and none made the trek to visit our small nuclear family (my mom, my dad, my sister, and I). I've always loved the holidays though, and in my nearly 15 years with my spouse we have come up with our own variations on traditions as our family has grown and changed.

    This Thanksgiving I feel like we finally found the perfect balance of tradition, family time, and fun. We started with a family night out at the movies the night before Thanksgiving and ate out for dinner. It was nice to let the kids stay up a bit late, and really spend time together with all of us in one place (seems so rare!).

    Thanksgiving day we weren't hosting dinner, so we had a lazy holiday breakfast, and the we spent some time cleaning up the house (a good way to start the weekend I think). Then we headed to Thanksgiving dinner at my sister's house where a fun (if rowdy) time was had by

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  • Nordstrom Rack Groupon-one of Oprah's Favorite Things

    On Friday Groupon announced a Nordstrom Rack deal $25 for $50 in merchandise. That afternoon Oprah mentioned it as one of her favorite things and Groupon crashed.

    This deal is good until Monday, November 22, 2010 so you didn't miss out!

    Nordstrom Rack is offering a Groupon deal that's not to be missed! This is an in-store offer only, so head to Nordstrom Rack's website to find a location nearby. I'm super excited about this deal. I've been shopping a bit more lately since I don't have much of a winter wardrobe, and this will make a nice way to add to my much needed winter wardrobe without spending a fortune. Have you ever shopped at Nordstrom Rack before? I've passed by ours dozens of times, and even went in once but didn't find what I was looking for. I definitely scooped up this deal though, it's too good to pass!

    contains affiliate links

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  • Free Shipping on

    Today marks the third anniversary of Gilt, and they are celebrating by offering free shipping on orders of $50 or more!

    If you aren't familiar with Gilt, you should be! They offer designer goods at a fraction of the cost of retail. Even if designer duds aren't your thing they have expanded to add awesome children's products (like Crocodile Creek), housewares, gifts, and even vacations on sister site
    Here's how it works, Gilt offer flash sales which means you get an email containing the new sales each day, and the sale is limited to a certain number of days (typically 3-5 days). Know that things go quickly so if you see something you want and it meets your budget then don't delay.
    They also offer a great way to earn money, by recommending the site to friends. So if you try it and like it, then you can share with your friends and earn referral credits.
    I bet you're wondering why would I promote a site that encourages you to spend money. I'm a firm believer in Read More »from Free Shipping on
  • In Case of Emergency: 10 tips to be prepared for emergencies

    christmas emergency
    Creative Commons License photo credit: Bill in Ash Vegas

    No one likes to think about the "what ifs" in life. What if one of my parents gets ill? What if I lose my job? What if my spouse leaves me? It's enough to make you want to crawl under the covers and never come out! Here are 10 tips to keep you prepared for life's inevitable emergencies.

    Kevin at No Debt Plan posted about how he and his wife deal with the what if questions. He points out that it can be a game of sorts. You can throw in some fun what ifs too. What if we won the lottery? What if I got a raise? What if we went on vacation to Hawaii? This can be a great game to get your head around some of life's big questions, but it may not prepare you completely.

    10 Ways to be prepared In Case of Emergency

    #1: Save your money!

    Personal finance bloggers, writers, and experts tell you to prepare for an emergency is to have an emergency fund. Shocking, I know! I've talked about how having an emergency fund has saved us more

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