Blog Posts by GALTime.com

  • 3 Best Money Habits To Start TODAY

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    By Janine Bolon, of SmartsCentsInc for GALTime

    Money! Sometimes just speaking the word is enough to set your teeth on edge. Most people find that cash flow is the primary reason for stress in their lives. Whether it is due to a lost job, inadequate pay, unexpected bills, or the recession's impact on your business, we are all experiencing the pinch of inadequate cash flow these days. How do you deal with the stress? What are some positive behaviors to keep you from curling into the fetal position as you look at the stack of bills on your desk, with no money to pay for them? Listed below are the three best habits you can start today to regain control over your money, rather than having an empty checkbook control you. One (or more) of these ideas may assist your particular situation.

    Why don't I have more money?

    This is a fair and honest question many people have. You work hard (when you have a job), and you can't seem to escape the paycheck-to-paycheck existence. You

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  • Snag the Beauty Booty of SATC's Fab Four

    By: Kerri Winick GALTime Beauty Reporter

    We've only been waiting forever! Sex And The City 2 finally hits the silver screen tomorrow! And let's be serious…fashion and beauty play just as big a role as the leading ladies themselves.

    GALTime has a sneak peek at some of the beauty products that makeup artists kept on the set to make the ladies (and Big) look fabulous while filming. Whether you're a Carrie, Samantha, Charlotte or Miranda (or a bit of each), it's easy to re-create their lovely looks with these simple staples.

    Get Carrie's perfect pout with Stila Lip Enamel Luxe Gloss

    Lip Enamel Luxe Gloss promises to put an instant smile on your face with stunningly lacquered, boldly beautiful, richly conditioned, luxurious lips. The formula contains rhodiola rosea, a botanical extract known to improve mood. Shades include: Joy, Happiness, Giggle, Nirvana, Euphoria, and Ecstasy.

    Price: $22 on Sephora.com

    Dare to bare in skimpy outfits like Samantha with ReVive

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  • Parents Beware: Fake Marijuana!

    By: Kerri Winick GALTime Staff

    A growing number of teens and adults are getting high by lighting up a dangerous, but easily accessible substance that looks just like marijuana. And right now, it's 100% legal in every state, but one.

    Take a look at the pictures below. These products are packed with greenery that is sold as incense or potpourri, under names like K2, Serenity Now and Zohai.

    But to experts across the country, the stuff is simply known as Fake Marijuana.

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    It's a mixture of dried herbs that chemists say is sprayed with one or more chemicals. These chemicals are similar to THC, the active ingredient in marijuana. And that has the Drug Enforcement Administration on alert.

    "Most of these chemicals are not controlled chemicals right now. They're not under DEA's regulatory authority," said Supervisory Special Agent Gary Boggs.

    But they are listed as chemicals of growing concern.

    (More on where the concoctions can be found.)

    Supervisory

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  • What Policies You Actually DO Need When Renting A Car

    By: Mary Schwager GALTime.com Consumer Watchdog

    Have you ever read the fine print on your car rental agreement? I'm guilty of saying NO! I mean come on, you know the scene: You have to find the car rental place at the airport. Then you wait in a long line and some clerk hands you a form written in font size 6! If you stopped to read the entire thing, everyone behind you would start complaining! But, are you missing anything by just signing on the dotted line?

    If you rely on your own personal auto insurance or credit card to cover you for car rental insurance --- be sure to check to see if they pay for these little terms you many find buried in the fine print on rental agreements:

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    LOSS OF USE: If you get in an accident, most contracts say the rental company will charge you for the TIME it can't rent the car while it's being fixed. So, your own insurance or credit card will pay for the actual repairs, but don't always pay for the "LOSS OF USE"! Some customers have

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  • A Frugal Experiment Gone Horribly Wrong (HYSTERICAL!)

    By: Kristen Hagopian, Author of Brilliant Frugal Living for GALTime
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    Recently, I decided to end my personal speculation over how much electricity my ultra-efficient dishwasher & ultra-efficient clothes dryer were costing me a month. Sure, the steam coming off the dishwasher's "Energy Saver" dry cycle gave me a daily facial (*Nice!*). And okay, sure, the top of the dryer felt like it could cook an egg by the time the towels were done. And alrighty, yes, I HAVE seen firsthand a number of times the electric meter spinning like a Russian skater on steroids. But HEY, these are energy-efficient appliances we're talkin' about here.

    So, for one full month, I decided to go cold turkey. No dishwasher, no clothes dryer. Only caveat - if the weather was rainy & crummy, I gave myself permission to use the clothes dryer. Hit the basement

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  • What NOT To Do When Booking Your Summer Trip

    For GALTime. com by Anne Banas of SmarterTravel

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    Booking travel online might seem like a simple task, but it can be more complicated than you think, especially when you consider the hidden fees and endless lines of fine print. Here are five tips to help you avoid the worst booking mistakes you can possibly make.



    #1 Booking Too Late

    If you think you have all the time in the world to book your airfare or hotel, think again. Reservations can fill up fast for peak travel times like during the holidays and summer vacations... leaving you with a big, fat NO VACANCY sign. I always say, if you want to be somewhere specific on a specific date book well in advance. Sure, a lower rate might come along, but it's better to have a reservation at a reasonable price than no reservation at all.

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    #2 Booking Too Soon

    Contrary to what I just said, booking early can be a fatal error when it comes to finding a great, bargain basement deal. If you're not locked into specific

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  • Is Your Child Negative?6 Ways To Turn CAN'T Into CAN

    By GALTime.com Parenting Pro Dr. Michele Borba

    Children with poor self-beliefs often have bombarded themselves for so long with a steady stream of derogatory messages. Their potential for success is greatly limited because they don't believe in their capabilities. Self-talk is a critical part of how children acquire beliefs about themselves. One of the most powerful ways to help your youngster develop a firm belief in himself is to teach him to practice positive self-talk. If he learns the skill now, he'll use it forever. But what if you have a child who is a pessimistic thinker or has gotten into the habit of saying negative self-statements?

    Here is an example of how I helped a mom and dad turn their child's negative thinking around and develop more positive inner dialogues.

    FROM MY FILES: Meet Jose, His Parents, & How We Turned Negative Thinking Around

    Six months after Jose appeared to adjust to his new school, the eight-year-old suddenly began protesting that he

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  • Cold Turkey: Could You Live Without Your Dishwasher & Dryer For A Month?

    By: Kristen Hagopian, Author of Brilliant Frugal Living for GALTime
    j0442387j0442387






    Recently, I decided to end my personal speculation over how much electricity my ultra-efficient dishwasher & ultra-efficient clothes dryer were costing me a month. Sure, the steam coming off the dishwasher's "Energy Saver" dry cycle gave me a daily facial (*Nice!*). And okay, sure, the top of the dryer felt like it could cook an egg by the time the towels were done. And alrighty, yes, I HAVE seen firsthand a number of times the electric meter spinning like a Russian skater on steroids. But HEY, these are energy-efficient appliances we're talkin' about here.

    So, for one full month, I decided to go cold turkey. No dishwasher, no clothes dryer. Only caveat - if the weather was rainy & crummy, I gave myself permission to use the clothes dryer. Hit the basement

    Read More »from Cold Turkey: Could You Live Without Your Dishwasher & Dryer For A Month?
  • Diamonds, Space Flights and Other Creative Cremation Ideas. (REALLY!)

    By Marianne Mancusi Beach GALTime Staff

    These days, simply being buried in a coffin or scattering your ashes to the wind is so passé. People want to do something bigger and better with their remains. Like have them turned into a cremation diamond for loved ones to wear around their finger, neck or ears. Or sending your body to a Body Farm--to help forensics scientists study decomposition. (How long will it take to decompose in the trunk of a car?) Or even--Pow! Sending your remains straight to the moon.

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    Well, now there's a new alternative and this one's actually good for the environment. Eternal Reefs uses your ashes to create artificial reefs that are then dropped into the sea to rebuild our rocky underwater ecosystem. Your body literally becomes a new home for plants and marine life to live in.

    You can either choose to be put into a community reef--where your ashes are mixed with strangers--or have your own "reef ball" made for prices starting at just under $4,000,

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  • Daddys Get 'Baby Blues', Too

    By GALTime

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    It looks like postpartum depression doesn't just hit new moms. Researchers say there are a significant number of sad dads, as well.

    About 10.4 percent of fathers experience prenatal or postpartum depression between the first trimester of pregnancy through the baby's first year, according to a new review in the Journal of the American Medical Association. When and for whom are the rates highest? CLICK HERE TO FIND OUT.

    "There are many implications of these findings. The observation that expecting and new fathers dispropor­tionately experience depression sug­gests that more efforts should be made to improve screening and refer­ral, particularly in light of the mount­ing evidence that early paternal depression may have substantial emo­tional, behavioral, and developmental effects on children," said Drs. James F. Paulson, Ph.D., and Sharnail D. Bazemore, M.S., of the Eastern Virginia Medical School, authors of the review.

    (What Are All Those Prenatal Tests

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