By Mary HuntHolding on to your hard-earned money is a lot tougher these days. Just when it looks like the economy is recovering, it takes another hit. And all you can think about is how to shore up your cash. Here's the answer: Make these simple changes and you'll see a big boost in your bank account.
Basic Ways to SaveSwitch to free checking. "Up to a third of banks still offer it," says Manisha Thakor, coauthor of On My Own Two Feet: A Modern Girl's Guide to Personal Finance. Try credit unions or community banks, which typically don't charge the $10 to $15 fees that the giant banks do, adds Liz Weston, author of Easy Money: How to Simplify Your Finances and Get What You Want Out of Life. Annual Savings: $120+
Check out 50 cool things to do with $5.
Raise your car insurance deductible. Upping it to $1,000 can decrease your costs for comprehensive and collision coverage by 10% or more-a sizable savings, since the average insurance premium is nearly $1,500, says DayanaRead More »from 16 Easy Ways to Save Big