You get paid early in the month, you pay your bills, you start paying down your debt, you buy your groceries, and you're doing great. But then somehow, inevitably, you get to the end of the month, and money is tight.
It happened to me all the time. I'd run out of money before I ran out of month.
It was so frustrating.
I had goals, and big plans for my money. And yet … the month was just five or six days longer than I planned for.
It caused so much stress in my life, and it was something I was doing to myself. Something had to change. Here's what I did:
Step 1: Plan better.
You know how much money you're bringing in, and you know you're already spending more than that. How much more do you need at the end of the month? Write it down, because next month, you're going to plan better.
Step 2: Write next month's rent/mortgage check first.
I always paid rent on the 1st of the month (hey, I lived in an English basementRead More »from How to Ensure You Don’t Run Out of Money Before You Run Out of Month