6 Surprising Money-Saving Moves

By Lorie Marrero

Savings aheadSavings aheadGetting organized provides many valuable and smart opportunities to give yourself a raise. Declutter your home, and start saving money! Cha-ching!

Cha-ching #1: See what you have. We always say that visibility is the goal of almost any organizing project, and gaining that visibility to your stuff allows you to make smarter purchases. If you know that you already have four pink sweatshirts, you won't need to buy another one.

Related: Organizing Your Home

Cha-ching #2: Use what you have. Along with making smarter purchases, the visibility you will gain from organizing your home allows you to avoid waste. Planning your meals and being able to find and use what you have purchased means less spoiled or stale food being thrown out. You're also more likely to use coupons and gift certificates when you have a system for locating them. (A simple accordion check-file from the office supply store works well.)

Cha-ching #3: Stop late fees and unnecessary charges.
When you have an organized system for paying bills, you avoid expensive late fees and even worse, damage to your credit rating. Keeping closer watch over your bills also means you may catch those recurring charges to the gym you no longer visit or even fraudulent charges. You can also learn that you might not have the right plan for your cable or cell phone, which provides huge potential savings. For more help, see my previous post, Bill Paying Essentials: 5 Steps to Organizing Your Bills.

Related: Set the Stage for Organizing Success

Cha-ching #4: Find actual money!
As a professional organizer, I have found literally thousands of dollars in our clients' homes in the form of undeposited checks, gift cards, and actual cash that was hidden in odd places. We found over $5000 in just one home! Organizing clothing, purses, and your paperwork often yields a fun bonus. Don't forget that rebate opportunities and warranty information can help you get some money back too.

Cha-ching #5: Get back some of your precious time. Time is truly more valuable than money, since you can never get wasted time back. When you organize your home, you can save the time looking for your keys, your bills, and your missing shoes and spend it doing something else that matters to you more.

Related: Save Money By Organizing Your Freezer

Cha-ching #6: Get a tax deduction. Donate household goods for potential tax savings. Organizing your family's closets, toys, books, and DVD collections can help you while you help others! Visit http://donate.goodwill.org to use the Donation Impact Calculator to see what good your donations are doing for people in your community. For example, donating five pairs of shoes, three dresses and two purses = one hour of career counseling. And to find the market value of your donation, you can visit www.itsdeductible.com or www.charitydeductions.com.

Has getting organized helped you save money? How much money have you found in an old purse or pocket? Share in the comments!

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