Low-Cost Health Insurance is Available for New Jersey Families

Dana R. Arevalo


At one point in time, a family may be faced with an unplanned dilemma. Suppose you, your spouse, or a loved one loses their job due to a disability, accident, or job cut. Lately, lay-offs and downsizing seem to have become the norm. Many corporations are cutting positions and employees are forced to have many roles as their company downsizes. How will you keep your family properly insured? Many families are unaware that help is available. Purchasing the outrageously priced COBRA benefits at the end of employment, at times, is not possible. COBRA plans generally start at $1,000. Parents should be aware that help exists and learn about their available options. NJ Family Care health insurance is granted based upon income and family size, therefore, many low income families with jobs, who do not have insurance, are also eligible to apply for this low cost or no cost benefit.

NJ Family Care gives members access to various physicians, hospitals, specialists, dentists, laboratories, and pharmacies. The application is straightforward and simple and can be found on the NJ Family Care website. The insurance subscriber, the parent or legal guardian, chooses a primary care doctor and health plan. NJ Family Care subscribers may choose one of four well established insurance companies: Amerigroup, Health First, Horizon, and United Health Care. It's best to begin by contacting your pediatrician or family doctor to determine which insurance provider they participate with.

Have a job but no insurance? All NJ families are eligible to apply. If your employer does not provide insurance apply for NJ Family Care for peace of mind and access to healthcare benefits throughout New Jersey. Protect your families health and well-being.

What are you waiting for? The staff is knowledgeable, friendly, and available to answer any questions that you may have. The application and website are available in several different languages. Visit the NJ Family Care website today for further information: Click here.