What's Best to Buy Each Month of 2014

By Raechel Conover, Cheapism.com

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Timing is everything, especially for frugal consumers who need to make big purchases. Knowing the best time to buy something -- from a car or a house to a TV or appliance -- goes a long way toward saving big bucks.

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The best time to shop for a big-ticket item is usually when a newer model is introduced. For example, furniture makers release new styles twice a year, so the best time to buy furniture is the month before the new products hit the stores. The end of a season also brings excellent bargains. Consider lawn mowers, which go on sale when winter is on its way and the grass won't need mowing until spring.

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Keep in mind, though, that following the best-time-to-buy rules requires sacrifice. In other words, forget about having the latest and greatest model. Older models -- typically equal in quality to the replacements and in some cases with similar features -- come with the biggest discounts. The longer you wait, the deeper the price cut but the smaller the selection.

Use this handy guide to help you keep track of deals month by month.

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