7 Cheap Solutions to Expensive Habits that Will Save You $400 a Month

Photo by: Image by click
1. Buying books/Library
Books (and eBooks) are expensive! Especially if they're new releases. You can easily spend $20-40 a month on books that you'll read once, then add to ... more 
Photo by: Image by click
1. Buying books/Library
Books (and eBooks) are expensive! Especially if they're new releases. You can easily spend $20-40 a month on books that you'll read once, then add to your shelves for clutter. Go to the library instead! They have books, they have eBooks, they have friendly staff, and you can get anything you want. Put the new releases on hold and read one of the other thousand titles you haven't yet read. Cost of buying books: $20 Cost of checking out books from the library: $0 Monthly savings: $20
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Fri, Oct 18, 2013 1:46 PM EDT

I'm a frugal person, and I'm always looking for ways to cut expenses. I don't buy my lunch, I never buy things in boxes at the grocery store, and I've started many frugal traditions with my friends. I believe that simplicity is one of the keys to happiness. I think that many people, when they start to get serious about their finances, think that they have to sacrifice everything and sit on the floor in an unfinished studio apartment to save money. But that's simply not the case. I think the key is to find cheap solutions to expensive habits that make you feel like you haven't sacrificed anything. I've found that you need to treat yourself. Not because you deserve it (or anything else you told yourself when you were swiping your credit card with abandon) but because life is meant to be cherished. You've got to be happy. Because, believe me, if you're not happy while you're getting out of debt, the point in which you become debt free is not going to be your place of happiness. So, reframe the issue. Turn the expensive habits into treats (which they should have been all along!) and you get to pocket big bucks! Click through for 7 cheap solutions to expensive habits with will save you $400 a month! -By Kathleen O'Malley

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