Your Credit Score: What Matters, What Doesn’t


Almost 60 percent of people don't know what determines a credit score, according to Visa. Below, the top five factors people think matter - but don't - and five that really do. Plus: 13 Things Your Financial Adviser Won't Tell You

WHAT DOESN'T MATTER
WHAT DOES MATTER
Employment history
Paying on time
Interest rates on debt
Amounts you owe
Assets/savings
How long you've had credit
Age
New accounts and credit checks
Where you live
The number and type of accounts

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